Who can take out a loan?

Our loans are available only to those who live or work within the London Boroughs of Havering, Barking & Dagenham or Redbridge.  In order to apply for a loan, you need to open a savings account with us and save for an initial qualifying period of approximately three months..

What can I borrow money for?

If you need to borrow money for any reasonable purpose you can apply for a loan from us. This is normally repaid monthly although you can settle the loan in full at any  time and without penalty.

Cost of the loan

Interest from 1% per month  (APR 12.68%) is charged on the balance of your loan at the end of each month.

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Liberty Credit Union Ltd. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Company No. 219796

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