Loans

Whether you need to spread the cost of a large purchase, cover an unexpected expense or consolidate existing borrowing, we’re here to help.

Following Liberty Credit Union’s merger with Plane Saver Credit Union, the way you apply for a loan depends on whether you’re already a member.

New to the Credit Union?

If you’re not yet a member, you’ll need to join before applying for a loan.

Click ‘Join Us’ to complete your membership application. You’ll be taken to the Plane Saver Credit Union application form, where you can become a member and access our range of savings and loan products.

Existing Liberty Members

Existing Liberty Credit Union members can continue to apply for a loan.

  • Until 3 August 2026: Please contact or visit the Liberty branch if you wish to apply for a loan.
  • From 4 August 2026: Once your account has been transferred to Plane Saver Credit Union, you’ll be able to apply online through your secure online account or the Plane Saver mobile app. You can also continue to apply in branch if you prefer.

For more information about the transfer of member accounts and what to expect, please visit our Merger Updates page.

Loan Information

Our loans are designed to help members borrow responsibly for a wide range of purposes. Loan applications are subject to our lending policy, affordability checks and eligibility criteria.

Interest rates and loan terms vary depending on your circumstances and the type of loan you apply for. Full details will be available when you apply.

Liberty Credit Union is a trading name of Plane Saver Credit Union Ltd. Plane Saver Credit Union Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Ref: 213609. All deposits are protected under the Financial Services Compensation Scheme up to £120, 000.

© 2026 – Liberty Credit Union